Enhancing Financial Resilliance: a Study of Financial Ratios to Predict Financial Distress in Indonesian Life Insurance Firms During Covid-19 Era
The Covid-19 phenomenon and a series of insurance default events increase the risk of bankruptcy.Financial distress analysis becomes a crucial study to prevent bankruptcy.This research was conducted to present empirical evidence of the influence of premium growth ratio, liquidity ratio, risk-based capital, investment adequacy ratio, technical reser